A friend asked me a some questions about her credit report and cleaning it up but I do not have the right answer so I thought I post it here.
She has a couple of debts that will soon fall of her credit report (charge off, collections, medical etc.) and she wants to pay some of them off now since she has the money to do so but wants to know how does that affect her report.
Does she pay the ones that she can now?
Or does she not pay them and they fall off her report since they are scheduled to sometime this year.