I posted this in another thread regarding Ace, but I didn't want to hijack it further and could use some advice. Please forgive the length---there's the backstory and now a new development in bold. Be VERY CAREFUL setting up ANY sort of plan with Ace. In accordance with my state's very explicit and specific laws around PDLs, I was granted a 7 day extension in which to set up an appointment with a Credit Counselor.

i live in CT and took out several payday loans - justvbecause I reside in CT the lender that provided the loan may not be in CT is any loan for a ct resident illegal? need clarification

My bank refuses to close my account as long as I have ACH payments set up, or to stop payment on ACH transfers. I have 11 outstanding payday loans. Stop payment requests cannot be issued within Old National Banking on any type of electronic transaction (including, but not limited to, Old National check card transactions, automatic debit payments and other ACH payments). I am 1117 dollars overdrawn NOW, and it is just going to get worse. Help me please.

Got a call from the in laws yesterday that someone at this company had called them about money that I owe them. What is the best way to approach this company? I don't know who they are or what I supposedly owe them for. I believe that the law says they are not allowed to call family or friends and discuss the matter with them. I want to tread carefully on this so I am not sure if I should call the number they left or if I should put everything in writing. I looked up the company online and it says they are primarily student loan debt collectors. I don't have any student loan debt.

A pay day loan office sent my check to the bank, and then I sent my husband in to pay it and they took his cash. Now, They have been paid in cash and check through the back. Is this legal?

So I have one with UsFast Cash for $300 havent paid back anything yet. And I have one with AmeriLoan for $300.00. In the process of applying for these two, my checking account information was stolen by a company called Hydra fund III they also deposited 300.00 in my account and then started to debit 90.00 every three days, which I never gave them my checking info or ask them for a loan. So I closed the checking account and I am now trying to repay the first two above. But they are telling me that I now owe them like $580.00 a piece.

I have 11 payday loans and need to get out of this vicious cycle. I'm working 3 jobs just to pay them. Does anyone know the laws in Indiana? 500 fast cast United Cash Loans Seaside Cash Loans Sure Advance Govt Emp Loans Integrity Advance My Cash Now Liquid Cash National PDL Refi One Click Cash Cash Yes Direct

I had an account with Chase Bank. I could not pay them so they sold my account to a collection agency. The agency refused to work with me to make my payments affordable. I just received a letter from another collection agency/coucelors at law stating that they have bought my account from Chase. My question is, how did they purchase my account from Chase if Chase already charged off my account and sold it to ther first collection agency. Is this even legal? How do I go about not getting ripped off. I want to pay them but I want to make sure I am paying the correct people.

Hello, Yesterday I outlined my situation on the "Washington State and Illegal pdl" thread. I recieved some great advice and drafted a C&D ACH and requested a refund from Usfastcash and St Armand's. this morning I recieved this email in response to mine: Dear (deleted): We respect a consumer who researches the services to which he/she uses. With that being said when you applied for and agreed to the terms of the loan, it would have behooved you to read the complete contract you agreed to with St. Armands. You are a citizen of Washington, however the contract was not made in Washington.

This agency, CCS, at the phone number shown above, has officially scammed me over a PDL. I panicked and was scared and I now have a payment plan set up with them to start drafting tomorrow. I need to call them to cancel this and break the arrangement. However, I cannot find anything online about them. They are affiliated with Plain Green Loans. Does anyone have any information on them? Address? Fax? E-mail? Thanks!