I have a pdl. Its interest rate is quite high. Can I refinance it with another personal loan? Will it be a wise strategy?

I apologize for this being a long story, but I have been searching for answers and was hoping this would help, so I figured I would tell my story. Maybe someone else has been in the same situation I have been in and can help. Currently, I am sitting with $14,000 in credit card debt and cannot seem to make strides in paying it off. Last year I had lots of truck issues and house repairs that set me way back which is why I got to where I am at.

What is exactly a frugal lifestyle? I keep hearing different views about following this lifestyle and how to plan a frugal budget. What is the minimum income required to follow such a lifestyle?

I recently took out an online payday loan to help cover unexpected expenses. I just found out that they do not have a CAB License here in Texas, they do not have a membership with the OLA (even though their website says they do) and their offices are located in Costa Rica. I sent them a letter letting them know that I just found out that the loan contract was not legal & binding here in Texas, because they don't have a license.

Can I get tax deductions for home equiy loans?

I have 3 loans i got online. I live in michigan. Are they legal? Inbox loan Silver cloud financial Cash america today I cant seem to get ahead and feel like im drowning. Can they call my work?

I have heard the term - bad debt collection. What does that mean? Is it something different from what usually debt collections means?

I received a credit card statement but didn't go through the whole document. However, a few days back, I thought of looking at it. I found that there's an error. However, it's already more than 60 days. What should I do now?

Do I need to pay tax for alimony?

I live in New York State had been lending from a company called 247 GreenStreet. I have defaulted in 2017 and am not sure how to go about paying this back. Everyone tells me that they are illegal in NY and that i should only pay back the princepal balance but i have already paid back so much more in fees.