This company contacted me about or on November 16, 2005 and told me I owed money for payday loans. I asked for proof and they stated they would send it but stated I had to pay or they would proceed foolishly or unfoolishly I sent $245 Western Union to them on Friday, November 18, 2005 and have received no receipt. I still owe (according to them) another $245 which they want by December 16, 2005 or they will file charges against me. Don't I have a right to a receipt before I forward more $. I do want to pay the debt but not until I have validation that there is one.