I see a collection item in one of my reports that might be related to an old debt from 1998. This old debt has certainly expired the SOL for both collection and reporting purposes. How should I approach this to get it off my report? Should I first ask for a debt validation from CA? And then write a letter to the bureau with a copy of the debt validation proving to the bureau that this debt is way past its SOL for reporting purposes? The collection item was opened in 2004.

This company contacted me about or on November 16, 2005 and told me I owed money for payday loans. I asked for proof and they stated they would send it but stated I had to pay or they would proceed foolishly or unfoolishly I sent $245 Western Union to them on Friday, November 18, 2005 and have received no receipt. I still owe (according to them) another $245 which they want by December 16, 2005 or they will file charges against me. Don't I have a right to a receipt before I forward more $. I do want to pay the debt but not until I have validation that there is one.

My name is kristin b, a few days ago,possibly last week i made an arrangement with a gentleman named sam, my first payment of $500.00 should be on the 9th, but unfortunatly i don't get paid until the 20th of this month and can't make that payment until the 21st of this month and the second payment of $500 on 13th of jan. [color=darkred][phone number removed for privacy][/color] Thank you. Kristin b

This company has taken at least $59 out of my checking account for the last 5 weeks. Than today they took out another $59 plus $118. I went right to my bank and had them close my account and open another one. I have also filed with the BBB. I have sent letters to this company, tried to call and fax and have had no response from them at all. The last time I actually spoke with someone was the day I took out my loan. I have not recieved an email from them at all, nothing, not even to ask me to pay which means that I have never authorized them to extend the loan or pay it in full.

If I own land in Florida, jointly with my ex, and I also have a lien on that land for child support (child support order is from CA court - and lien was sent from California DA - to Florida) arrearages in an amount higher than 1/2 of the appraised value of that property, how do I take title on the property. Or am I stuck waiting for him to decide to sell - or does he have to die first?

Does anyone know who the phone number 877-606-6800 belong to? They left a message to call back and when I do I get left on hold and the entry message doesn't say who they are.

Are you required to list all the phone numbers from that same company? (sallie may has about 5 different numbers) Here's a sample i found: http://www.utsystem.edu/ogc/intellectualproperty/contract/cease.htm should i also give them a copy of all the calls ive received?

How is the monthly payment in the program analysed?

What will be discussed in the counseling? I wish to get all the information on hand from my side before taking the counseling.

I am finding difficult to pay the late fees tucked in my bills. Can you help me on this?