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I am so so so happy to be a mod :) This board has literally saved and changed my life. I do not owe any more payday loans, almost all of my credit debt is cleared, I am no longer bouncing checks, paying bills late. I love this board! I have been sick for the past few weeks but should be back full force this weekend or so. I will look into the stickys on how to mod and what not. I just wanted to say thanks.

It apperas JVC Funding has once again registered in Kansas City MO, they filed for a fictitious name on 09/01/2009. Under the names of Tamera Hughes and B.A.L.D. Trust. new address for JVC Funding/JVC processing 7211 NW 83rd suite #110 Kansas City, MO 64152 Phone Number 816-587-6672

They went from Lifeguard Financial to Safetrust Financial recently and they still have an "F" rating with the BBB they tried and failed to counteract the rating via the name change because people caught on quickly. A very high percentage of people they enroll in their programs (those gullible enough) never make it through the end. Their phone reps lack any financial knowledege and care little about the people they call, they work for their commission and residuals that's it.

I have a dell charge off. Amount at time of charge off in June was 1,500. I have received a letter from CA, pursuant to my inquiry, stating: Our client, the OC, agrees to accept $1,500 as Paid in full on the above reference account. (account # is referenced above this language). OC still owns the account and the CO is reported on my CR in June. I want OC to remove this. They've already sent me the payment agreement and I would love to get this underway but want charge off deleted from my CR.

Hi guys, In July 2009 I took out a $300 payday loan with Integrity advance. I understood that there would be a $90 fee for the loan which is what I agreed to pay. They have debited my account 5 times $90 each, I called to find out what was going on and they said it's only going toward interest and not principal. I put stop payments on the ACH debits but they got sneaky and ran paper checks through my account in the amounts of $165 and $325!!! This caused my account to be overdrawn. So all in all I have paid an extra $550 in fees!!

My account was overdrawn when MTE tried to debit my account. Got my direct deposit today and I want to make a payment with my debit card but don't have their number and I can't find it anywhere! Does anyone have the number???

So, I didn't do the research I should have and I am aware of that now. I'm trying to pay off my debt. One of the credit cards I have on there that was closed a couple of years ago shows LVNV Funding LLC as the Company. I contacted LVNV and they told me that they hired Allied Interstate to collect that debt. They then gave me a number to call and a reference number to give Allied.

do you all go by certain amount of money my debt is not 10,000 its about 1500 to 2000 i lost my job and havibg problem and i want to pay and rebuild my credit help me

So I get this phone call at work on my voice mail saying "This is Karen Peters I have a complaint for a bad check for you in my office. You have one opportunity to contact the plaintiff or you will be served with a summons." Then she gave a phone number. I knew it was probably an Illegal PDL but I was intrigued so I called back. Sure enough, the "complaint" was from E Payday Loans and Payday Loan Yes. Oddly enough the balance was over $600 for both and I only borred $250 and $300. Hmm..

I need a valid mailing address for Star Cash. The letter came back return to sender. Thanks again.