Ugh. Talk about a day. I have been slowly paying my debts back one by one. Most of the collection companies have been working with me. Today I get 4 phone calls from I.C. systems regarding a paypal account.
It went to collections because I sold something on ebay, the buyer swore it was broken when it got there. Paypal gave her a refund (from my account with a $1.00 balance). She was suppose to send the item back and I never got zip. When I told paypal this they said they had proof she sent me something. Well, I never got it and they won't provide me with a copy of their "proof".