If original creditor or collection agency aren't on my credit report, is that proof positive SOL has expired?

I was contacted at work by a representative telling me i have to have 840.00 by today or she was going to tell my supervisor to take 840.00 when i get paid i informed her i was a victim of idenity thefy and that my bank account was closed and if she wanted a case number she said no then asked if i had 750.00 that she could take out of my bank account agin i told her i didnt have one then she said she wanted a friends or relatives bank info i told her thats crazy how am i going to know that then she demanded i give her direct deposit info i told her im at work and im not going to give out anyt

I was trying to clean up my credit report and saw a listing on two of the reports for Midland Credit Manangement. I disputed the report with the Credit Bureaus. One, removed it; the other I have not heard from yet. Since the dispute, I now have a constable trying to serve me with, I assume; to be papers for legal action. This is on a debt that is 8 years old and the credit card company cancelled the card at that time. But my report shows that it is an open account. At this point, what do you suggest? I live in Texas and don't know what the statute of limitations are.

can they do this? they are garnishing 25% my husbands check on a car they got back and auctioned off they are leaving us with not a whole to keep us from pay check to paycheck its bad enough now without them taking so much can they really do that?

My husband and I were both out of work last year and as a result have 40,000 id cc debt. It is becoming hard to make payments. How can we negotiate with these companies

hi there, i live in NC and have at this moment four outstanding pdls, i am in good faith with them at this moment but came across this website which ever loan i have has been listed for fradulant activities. I would like some help knowing how to deal with these companies. The loans are as follows Sonic- 400 Ameriloan- 200 United Cash Loans- 250 US Fast Cash- 250 I know that for some states new laws have passed does that effect me even though these loans were all given from different states, if i could please get some help. I just want to know as much as i can. Thanks for your help!

I am currently having an issue with Wolpoff&Abramson debt. It is for a cc default for around $700. It is inflated by them for interest up to 1500. I made a payment in January for 50, with a promise to pay $500 in February, and the remainder in at the end or March. I was unable to come up with the remainder, and started paying $100 every two weeks online. The debt is originally from 2001 and am not sure if it back within the SOL because I have paid on it. They keep calling and refuse to set up an automated payment plan for me. They want it ALL immediately.

i have sent several letter to RJM to validate my debt but have not gotten any replys. i have also had credit agency do a investigation and the results state the debt is valid. at this point i dont know what my options are. Any help would be greatly appriciated.

allied interstate has my defaulted student loan, threatened wage garnishment (yes I received notice) but hasn't as of yet and is completely rude to try & work with. ASA had it but now refers me to Allied. I want to rehabilitate this loan & pay it off ($13K) as I am now working. Is there any other way to communicate with anyone about rehabilitation outside of Allied? These people are the rudest most arrogant people you can speak with is writing even worth it? Time is of the essence. If not how do I call a number when the person on the other end swears at you? Thank you.

Hi, I received a letter from a debt collector saying that I owe money from a store credit card. According to my records the last bill I received from the store credit company was paid and I have the canceled check. I absolutley have no idea what this debt is for.They are no willing to give me a transaction history since the last statement I have. And they are not willing to help me identify what this debt is for, they can not tell me. Everything I ask them they say "PROBABLY WHAT HAPPENED WAS" they can't say anything CERTAINLY. Any help would be appreciated.